Bank / Lander Product Interest Rate Special Features Select Home Loan | Plot Purchase + Construction | Balance Transfer 8.35% (Linked with Repo Rate ) Star Rating : ★★★★★ The Best offer Lowest approval fee Maximum F&F Funding Pre / Part Payment allowed Sbi_bank_200px Home Loan | Plot Purchase + Construction| Renovation | Balance Transfer 8.40% (Linked with Repo Rate ) Star Rating : ★★★★★ Home Loan + OD available Higher Eligibility on Income & Future Rental Home Loan for Property jointly owned by friends Home Loan | Plot Purchase + Construction & Renovation| Balance Transfer 8.40% (Linked with Repo Rate ) Star Rating : ★★★★☆ Home Loan OD @ Home Loan Rates Best for Ready to Move in Property Home Loan for Property jointly owned by friends Axis-bank Home Loan | Plot Purchase | Construction | Balance Transfer & Top up | Seller BT 8.75% (Linked with Repo Rate ) Star Rating : ★★★★★ Home Loan OD | Highest Eligibility on Banking | Best for Self employed, Doctors, partnership firm & Directors HDFC Home Loan | Plot Purchase + Construction | Balance Transfer & Top Up 8.70% Star Rating : ★★★★★ Best for Under construction projects, Eligibility on Gross Income, 150% funding, Online Process IDBI Home Loan | Plot Purchase + Construction & Renovation| Balance Transfer + Top up 8.45% (Linked with Repo Rate ) Star Rating : ★★★★☆ EMI upto 75% of Income, Maximum Eligibility for salaried & Business income, Easy disbursement process ICICI BANK Home Loan | Plot Purchase + Construction & Renovation| Balance Transfer & Top Up 8.75% (Linked with Repo Rate ) Star Rating : ★★★★☆ Lic-housing-finance Home Loan | Plot Purchase + Construction & Renovation| Balance Transfer 8.75% Star Rating : ★★★★☆ customised offer for ticket loans | Attractive rates & Fees | Flexible terms kotak-mahindar-bank Home Loan | Plot Purchase + Construction | Balance Transfer + Top Up 8.75% (Linked with Repo Rate ) Star Rating : ★★★★★ Idfcbank Home Loan | Plot Purchase + Construction | Balance Transfer + Top Up 8.75% (Linked with Repo Rates) Star Rating : ★★★★☆ 100% discount on Login Fee | Easy approval process | Online documentation | Maximum Loan to Value Pnb Housing Home Loan | Plot Purchase | Construction | Balance Transfer + Top Up 9.10%* Star Rating : ★★★★☆ 2nd Best Option after Banks | flexible eligibility terms | Loan upto to 200%* of the document value | Various eligibiltiy programs | Home Loan for all type of the properties.
Real Express Finance is a team of experienced ex-bankers and finance professionals. If you’re looking for a quick Home Loan approval but don’t know where to start, there is no need to worry. Your Home Loan agents in Mumbai will understand your requirement and suggest the best option for you. Home Loan Agents in Mumbai function as an originator for your Home Loan. What that means is a Loan professional will serve as your representative when shopping for a Home Loan through Banks. A Home Loan professional in Mumbai will evaluate your situation to determine the best rate and product to service your needs. The Advantages of Using Home Loan agents in Mumbai Home Loan agents services are free. The Banks that provides the home loan will pay the Agents a fee All the negotiating and paperwork is handled by your Home Loan Agents Home Loan agents in Mumbai have extended hours because they operate independently A home loan agent in Mumbai can source a Home Loan from multiple Banks Home Loan professionals have immense industry knowledge because they are not limited to one Bank and one product, so they have a broad view of the Home Loan landscape Many home loan seekers directly apply with banks without knowing their products and eligibility calculation and at the end face rejections. Your home loan advisor will provide you the full comparison of the best suitable products to meet your requirement. There are many home loan products like: Home Loan for Flats / Apartment Home Loan for Under construction Projects Home Loan for Plot Purchase Home Loan for Construction Home Loan Balance Transfer Home Loan Top-up Home Loan Refinancing What is the Maximum Home Loan Limit? Home Loan can be applied for any amount but banks will consider the following points while calculating your home loan eligibility. Your Financial Eligibility – You can plan your home loan EMI up to 75% of net monthly income and this will include all your current financial obligations. Market Value of the Property – Banks offers home loan up to 90% of market value subject to the following conditions If the Loan amount is < 30 lakh - 90% of the property value If the Loan amount is < 75 lakh - 80% of the property value If the Loan amount is > 75 lakh – 75% of the property value
We do Affordable Housing & Mortgage Loans up to 1 cr for Salaried, Self Employed & Professionals. Key points/ USP ✨ NIP - No ITR required up to 50 Lacs for HL cases. ✨ LIP - Up to 5 times income considered on reported income. ✨ Mortgage LTV up to 70% on Residential & 60% on Commercial properties. ✨ We do Mortgage loans for Salaried profiles. ✨ We do Home Loans on Cash Salary Income. ✨ FOIR taken up to 70% ✨ Funding done on Plot + Construction. ✨ We fund Road Side Vendors up to 25 Lacs. ✨ We do Home Loans Refinance. ✨ We do Resi cum Office profile based on 2 years ITR. 🌟 Colletral / Properties Accepted ✓ Residential, Commercial & Raw Houses. ✓ Gaonthan ✓ Grampanchayat ✓ MHADA ✓ S.R.A ✓ MMRDA ✓ CIDCO ✓ Common Gallery ✓ Ancestral property with creation of title deed up to 20 lacs ✓ Load Bearing & Chawl Properties funded up to 5 Lacs on Notarized Agreement.
We are doing all profile’s, please find the list as below. 1. Auto Rickshaw 2. Barbar Shop 3. Cook 4. Car Cleaner / House Maid 5. Physiotherapist without degree 6. Medical Shop Staff Person 7. Personal driver 8. Electrician 9. Street Hawkers Including Tea Stall 10. Carpenter / Painter 11. Personal Nurses 12. Plumber 13. Tuition teacher without set up & with set up of classes 14. Pandit / Priest 15. Consultant without qualification 16. Owner of small repair shop 17. Fishermen 18. Newspaper Vendor 19. Tiffin supply from home 20. Tailor 21. Vegitable vendor 22. Consultancy i.e Passport /RTO/ Finance 23. Goods and Matrerial Supplier 24. Beautician 25. Vegetable Vendors 26. Catering Business 27. Tours and Service Business on commission basis ( own car ) 28. Imitation Jewellery job work 29. Web Designer etc 30.kirana general Store 31.Pan shop 32.All rod side vednor
A vast array of institutions offer you the best home loan rates at the most competitive rates and affordable EMIs.
Learn MoreHome Loan Eligibility and Documents Read on to know the criteria required to apply for our Home Loan.
Learn MoreA vast array of institutions offer you the best home loan rates at the most competitive rates and affordable EMIs.
Learn MoreHome Loan Eligibility and Documents Read on to know the criteria required to apply for our Home Loan.
Learn MoreEMI Calculator for Home Loan The monthly part-payment that you make to repay your Home Loan or Mortgage Loan may be known as an Equated Monthly Instalment (EMI). This monthly payment includes repayment of the principal amount of your loan divided over the period of the loan, with the agreed interest amount on the outstanding amount of your home loan. Ruloans Home Loan EMI Calculator online is essential to make an up-to-date decision to execute your Home Loan Plan at optimum levels. This EMI calculator online aids you to perform complex computing functions to calculate your Home Loan Equated Monthly Instalment accurately in an instant. What is Home Loan EMI Calculation Formula? You may calculate your Home loan EMI by dividing the period of your loan in months after putting together your Principal Loan Amount, and the Interest Payable on the Amount. Below is the Home Loan EMI Calculation Formula: EMI = [ P x R x ( 1 + R ) ^ N ] / [ ( 1+R ) ^ N - 1 ] Where: P = Principal Loan Amount R = Interest Rate per month N = Period Of Loan in months
Learn MoreWhat is a home loan? How do I qualify for a home loan? Can I prepay my home loan? Is it possible to secure a 100% home loan from a bank? What documentation is required for salaried professionals applying for a home loan? Can I apply for a home loan jointly with a friend or family member? Who can be joint borrowers in a Home Loan?
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